Malcolm Turnbull总理期待短期内收到David Gonski的“改善澳大利亚中小学教学成果”报告，和澳大利亚政府委员会的成员一起，保证澳大利亚的孩子们接受世界一流的教育。
收入和金融服务部长Kelly O’Dwyer以及小企业和家族企业部长Craig Laundy表示，《财政法修正案（将消费者放在第一位——建立澳大利亚金融投诉局）》通过之后，更多的消费者和小企业将能够享受免费、快速、有约束力的争端处理机制。
Education, Health, Business, Consumer; Prime Minister, what’s going on?
In the Australian system the Federal Government raises most of its money through taxes, that then gets distributed back to its Federal Government Departments and the States and Territories. There is an agreed formula for this, but as you can imagine none of the stakeholders are ever fully happy with the result. There is always a call from someone to change the formula to make it fairer.
One of the achievements is the Turnbull Coalition Government has delivered the Commonwealth is a national, consistent needs-based funding approach for schools, for the first time ever. The challenge now is to make sure the collective investment improves results.
The Prime Minister, Malcolm Turnbull looks forward to receiving David Gonski’s ‘Achieving Educational Excellence in Australians Schools’ report shortly and working together with everyone at COAG to make sure Australian children receive a world-class education.
COAG also agreed to settle long-term hospital funding arrangements this year and the Government has put forward a generous funding offer that provides stability and certainty. It’s entirely consistent with the current arrangements and it goes out to 2025, with an additional $30 billion. In fact, it’ll be more than that, over that period. So, the Government looks forward to discussing the reforms Australia needs to undertake to improve patient choice and health outcomes for all Australians, especially in regional and remote Australia.
Outside from COAG, just through the Federal Turnbull Coalition Government legislating, Millions of Australian consumers and small businesses are big winners, with the passage of legislation to establish the Australian Financial Complaints Authority (AFCA), and confirmation of how access to the new body will be significantly increased.
The Minister for Revenue and Financial Services, the Hon Kelly O’Dwyer MP, and Minister for Small and Family Business, the Hon Craig Laundy MP, said significantly more consumers and small businesses will have access to free, fast and binding dispute resolution following the passage of the Treasury Laws Amendment (Putting Consumers First – Establishment of the Australian Financial Complaints Authority) Bill.
AFCA will provide a one-stop shop to ensure consumers get a fair deal in resolving disputes with banks, insurers, super funds and small amount credit providers, without the expense, inconvenience, and trauma associated with going to court, that is the desired outcome. Court however is always an option.
The Turnbull Government is also increasing access to redress by widening the range of disputes that AFCA will be able to hear, in line with the recommendations of the AFCA Transition Team, chaired by Dr Malcolm Edey, former Assistant Governor of the Reserve Bank of Australia (RBA).
These include the definition of a small business will be relaxed, so that any business with fewer than 100 staff can access AFCA; small business primary production producers – defined in accordance with the Income Tax Assessment Act 1997 – will have access to compensation of up to $2 million for disputes about credit facilities of up to $5 million; the cap on income stream insurance product disputes will be increased from $8,300 to $13,400 per month; the cap on uninsured third party motor vehicle claims will increase from $5,000 to $15,000; and the separate compensation cap for general insurance broker disputes will be increased from $174,000 to $250,000.
Small businesses and primary producers will overwhelmingly benefit from the new AFCA scheme, with significant increases in the compensation available and a more flexible definition of a small business.
The Turnbull Government has enhanced access to AFCA by redefining a small business as any business with fewer than 100 employees, and by lifting the compensation available to those small businesses that are primary producers to $2 million.
Based on the expert advice of Dr Edey, the Government has decided that AFCA will start receiving disputes from no later than 1 November 2018. To achieve a smooth transition, the Government is seeking a proposal for a not-for-profit company to operate the AFCA scheme to be lodged with Treasury by 15 March 2018.
A proposal will need to demonstrate how the scheme will meet the requirements for authorisation set out in the legislation to provide a fair, independent, accessible, accountable, efficient and effective dispute resolution service for consumers and the financial services industry.
The Turnbull Government has not been very effective in communicating its progress and achievements. This may be partly due to the continuing and repetitive Jobs and Growth slogan, that drowns out everything else. But what about the just mentioned progress in Education, Health and the Financial System?
Given these achievements, do you think the Prime Minister Malcolm Turnbull is making enough progress to deserve another term in Government?
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